Our goal is to make fair banking accessible to every person in Nigeria
Topos empowers local under- or unbanked communities by building the financial rails to store, manage, and use their wealth for a better future

Only 25% of Nigerians has access to some form of basic banking services, which exacerbates the inequalities in the country.


Over $20b per year in remittances provide some immediate relief, yet they are not financially inclusive, not monetizable and not sustainable for a long term growth
A vicious circle trapping the biggest chunk of the population and the value they produce, trade and manage. To this day, no other company provides an end-to-end solution equivalent to Topos’ proposition

Topos brings an unprecedented utility tailored on the customer’s necessities where it is most needed
Topos makes state-of-the-art, cloud-hosted banking technology accessible from everywhere
Topos markets transparent and secure services and products at a fair price, so that every actor in our network can strive
Because we want to empower underbanked or unbanked communities to grow a solid financial foundation


Because we want to unleash the value and potential trapped in microeconomies for all participants in Topos network
Topos relies on a B2B2C model leveraging a vast network of agents as the financial beacons in their communities


They become the bankers of their communities, providing attractive financial services and earning commissions in the process!



Topos International Limited is licensed via VFD Microfinance Bank


Topos Nigeria is part of the Topos Network, operating globally. Visit the Topos Network homepage here.

Tech Lead

Customer Support Officer

Settlement Officer

Customer Support Officer